Tennessee homeowners facing foreclosure now have a free hotline to turn to for help. The Mortgage Assistance Hotline refers homeowners to free foreclosure prevention counseling. The hotline is staffed Monday through Friday from 8 a.m. to 6 p.m. Callers can get free counseling over the phone or get a referral for in-person counseling at a local non-profit. The hotline is a partnership between the state and the Homeownership Preservation Foundation, which has been operating a national hotline for the past five years.