Springfield, IL – Governor Pat Quinn wants Illinois to take out a short-term loan of nearly $1 billion to get the indebted state through the winter. Quinn says he expects a "favorable" interest rate of 1 percent or less on the loan. It would have to be paid back before the end of the fiscal year. The state borrowed $1.4 billion last December to pay its bills in the near term. Lawmakers convene again tomorrow (today) for the final days of the fall veto session.