health insurance

Humana’s Stock Is Still Falling Amid Merger Worries

Jul 13, 2016
Jacob Ryan/WFPL, cropped

Louisville-based health insurer Humana’s stock continues to plummet with news last week that the Department of Justice is seriously questioning its potential merger with Aetna, the country’s second-largest insurer.

Rebecca Schimmel | Ohio Valley ReSource

Miners in Kentucky, Ohio, and West Virginia who helped keep the country’s lights on are worried that their retirement benefits could go dark as a result of a wave of bankruptcies in the coal industry. They hope Congress will approve a bill called the Miner’s Protection Act to shore up the pensions and health benefits promised to union miners. 

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Health insurance companies in the commonwealth want to increase base rates by an average of 17% next year. 

Insurance policies that pay a lump sum if workers get cancer or another serious illness are being offered in growing numbers by employers. Companies say they want to help protect their workers against the financial pain of increasingly high deductibles and other out-of-pocket costs. But it's important to understand the limitations of these plans before buying.

Critical illness plans have been around for decades, but they've become more common lately as employers have shifted more health care costs onto their workers' shoulders.

Say you bought health insurance through the federal health exchange, paid the premiums and followed the rules.

And then say you start having pain in your hands. Your doctor refers you to a rheumatologist to test for arthritis.

But when you search for the specialist, there isn't one there.

Medi-Share (http://blog.medi-share.org)

A Tennessee health insurance provider will cease coverage at the end of the year, leaving about 27,000 policyholders looking for new plans.  

When it comes to health savings accounts and the so-called Cadillac tax on expensive health plans, the questions just keep coming. And what do you do about adding grandchildren to a health plan? Let's tackle that one, too.

Last year, my wife and I opened a health savings account. Since then, my account has been moved twice, and we have no choice as to who manages it. We can't shop around for someone with lower fees. I think that is a big flaw in the system. Why can't I choose to have my HSA with the same company I have my brokerage account?

Reuters | Greg Roumeliotis

  If the Aetna-Humana deal goes through, Louisville will become the headquarters of the company’s Medicare, Medicaid and Tricare businesses, officials from the companies said on Monday.

Doctors Fees, 401(K) 2012, Flickr Creative Commons

Louisville-based Humana has agreed to be sold to Connecticut-based rival Aetna for $37 billion, the companies announced early Friday.

The rate of uninsured Kentuckians has dropped—and the number of people with employer-sponsored coverage continues to rise, according to a new poll released Thursday.

Fifty percent of Kentucky adults are insured through their employer or their spouse’s employer, according to the latest Kentucky Health Issues Poll found.

In 2012, 37 percent of adults had coverage through an employer or a spouse’s employer.

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