carrie banahan

If you passively renewed your health insurance plan this enrollment period through Kynect, you may be one of thousands who are missing out on a cost-saving insurance plan.

Carrie Banahan, executive director of Kynect, said about 12,000 qualified Kentucky residents aren’t getting a cost-sharing reduction through the health insurance exchange’s “Silver” plan because they are enrolled in other plans.

“Folks might have just gone to the ‘Platinum’ plan  and said, ‘Yep, that’s the one I want,’ and didn’t look at their other options,” she said.

An important deadline is just days away for Kentuckians needing health insurance. 

Although the second enrollment period on Kentucky’s health care exchange runs until February 15, residents must sign up for coverage by Monday in order to be covered when the new year begins. 

"If you wait until February 15th the soonest your effective date can be is March 1st," explains Kynect Executive Director Carrie Banahan.  "If you're wanting coverage by January 1st, you really need to enroll by Monday, December 15th."

More than 18,000 Kentuckians have been filed applications for private insurance or Medicaid since open enrollment began a month ago.  The first month of last year’s enrollment period resulted in 32,000 applications. 

"Keep in mind that last year we enrolled more than 400,000 people," adds Banahan.  "There was a lot of pent up demand among people who didn't have insurance coverage, and now a lot of folks do."

Most of the uninsured have gained coverage through an expansion of Medicaid. 

According to one poll, Kentucky's uninsured rate fell from 20.4 percent in 2013 to 11.9 in 2014.

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Gov. Steve Beshear says the first week of kynect’s latest open enrollment period is “going strong.”

The governor’s office reports that the health exchange’s website received 72,000 visits in the last week with more than 6,400 new applications submitted and 4,100 Kentuckians newly enrolled. 

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Kentucky’s health benefits exchange kynect is extending its enrollment period due to high demand during the initial March 31 deadline.

The extension for applications begins today and ends April 11. Kentuckians who completed their applications by the initial deadline can select a plan through April 15, with coverage beginning May 1.

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More than 92,000 Kentuckians have signed up for health coverage through the state’s healthcare exchange, Kynect, since it opened in October.

Kynect’s executive director, Carrie Banahan, says that the expansion is result of a growing demand for the health exchange’s services, which shows no signs of slowing down.

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Tea party activists are pushing to dismantle Kentucky's new health insurance exchange before it even gets off the ground. After a Thursday board meeting for the Kentucky Health Benefit Exchange activists said they are supporting a bill to require legislative approval of the exchange, which was created by Gov. Steve Beshear’s executive order.

Beshear appoints Banahan to lead KY health program

Aug 31, 2012
Kentucky Governor's Office /

Kentucky has taken another step toward a statewide health insurance exchange with Governor Steve Beshear’s appointment this week of an executive director to head the initiative resulting from federal health care reforms.  Carrie Banahan had been executive director of the Kentucky Office of Health Policy.