Springfield, IL – Financial experts say the state treasurer's plan to deposit $1 billion in Illinois banks will make it easier for banks to lend money during the economic crisis. Treasurer Alexi Giannoulias says he'll reallocate the money from other state investments whose returns are dropping. He says the interest rate on bank deposits is better. Leo Harmon is senior director of a money management firm and head of the treasurer's investment advisory board. He says the plan also will brace consumer confidence in banks, preventing mass withdrawals that can destroy a bank.