Nashville, TN – A recent report from the Tennessee Independent Colleges and Schools Association finds almost 90 percent of students at state for-profit colleges and universities are borrowing money for their educations. Despite the recession there are simply more people enrolled. Association president Claude Pressnell tells The Tennessean that people turn to higher education in a down economy. He adds that more education may position them to get higher-paying jobs when the job market improves. Stephanie Bellard Chase with the Tennessee Higher Education Commission says increasing costs for student housing, books and school supplies also figure in.